The card for DeFi-native users who want to keep custody and spend on-chain assets.
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The 1inch Card is a Mastercard debit product built around the 1inch DeFi network. Unlike exchange-custodial cards, it leans toward a self-custody-friendly model and routes conversions through the 1inch aggregator for competitive on-chain rates.
It is a niche product aimed squarely at DeFi users. If you live in non-custodial wallets and want a card that respects that workflow, it is one of the few credible options; if you are a mainstream user, simpler exchange cards will be easier.
How the 1inch Card stacks up on cost:
| Card Issuance | Low / promotional |
| Monthly Fee | Free |
| Conversion | DeFi routing, low spread |
| FX Conversion | Mastercard rate |
| ATM Withdrawal | Fees may apply |
| Network/gas | On-chain costs may apply |
Cashback is paid in 1INCH and aimed at DeFi users:
| Type | Reward | Notes |
|---|---|---|
| Standard spend | 1INCH cashback | Token reward |
| DeFi conversion | Low fee | Aggregator routing |
| Custody | Self-custody friendly | Key differentiator |
| Stake | Not required | DeFi-aligned |
The 1inch network is a well-known DeFi aggregator with audited contracts. The card model reduces reliance on a single custodial exchange, though on-chain interactions carry the usual DeFi user-responsibility considerations. Mastercard zero-liability applies to card transactions.
For a DeFi-native tester the workflow felt natural — keeping assets closer to self-custody while still having a spendable card.
Conversions routed competitively via 1inch. The app is functional but less polished than Coinbase or Crypto.com, and onboarding assumes DeFi familiarity.
Support is community-and-ticket based; slower than major exchanges during testing.
| Feature | 1inch | Coinbase | Nexo |
|---|---|---|---|
| Type | DeFi Debit | Debit | Credit Line |
| Custody | Self-custody friendly | Custodial | Custodial |
| Cashback | In 1INCH | Up to 4% | 2% |
| Audience | DeFi-native | Mainstream | Holders |
| App Polish | Moderate | High | High |
The 1inch Card fills a real gap for DeFi users who refuse to park everything on a custodial exchange. It is not the card for mainstream users, but within its niche it is one of the strongest options available.
Sign up through our link to get the current 1inch welcome offer.
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